Sharia Financial Literacy Influences Students' Decisions in Using Sharia Banking Services

Candra Pratama; Elva Yuliana

doi:10.61429/jaem.11.5

Authors

Candra Pratama Universitas Islam Negeri Sumatera Utara, Indonesia Author
Elva Yuliana Universitas Islam Negeri Sumatera Utara, Indonesia Author

DOI:

https://doi.org/10.61429/jaem.11.5

Keywords:

Islamic Banking Services, Batusangkar, Islamic Financial Literacy

Abstract

This research aims to explore the impact of sharia financial literacy on students' decisions in using sharia banking services. The research method used is field research with an associative descriptive quantitative approach. The analysis technique applied is simple linear regression. Data was collected through the use of questionnaires with a sample size of 85 people. The research results show that sharia financial literacy has a positive and significant influence on students' decisions in choosing sharia banking services in Batusangkar. The contribution of sharia financial literacy to student decisions reached 58.9%. Other factors that might influence students' decisions were not examined in this study.

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